Disclaimer

The information provided on this website is intended for educational purposes only and should not be construed as legal or financial advice. It is advisable to consult with your own solicitor for legal matters and a financial professional for advice tailored to your specific circumstances.

Please be aware that Credit Climb's policies may evolve over time. While we strive to maintain updated information, older pages may not reflect our current policies.

Opinions expressed on this website are solely those of the author and do not represent the views of any bank, credit card issuer, or other company. They have not been endorsed or reviewed by any such entities.

All information, including rates and fees, is accurate as of the date of publication and is updated based on data obtained from lending websites and ASIC's moneysmart website.

Some offers mentioned may not be accessible through our website, and we will provide disclosure whenever you choose to engage our services.

Pros and cons of offers are determined by our editorial team through independent research. Banks, lenders, and credit card companies are not responsible for the content posted on this site and do not endorse or guarantee any reviews.

Your eligibility for products mentioned is contingent upon meeting the relevant provider's requirements, including undergoing a credit assessment.

Credit Climb does not offer loans or provide legal or financial advice. We act solely as representatives. Individual needs are subject to external responsible lending guidelines and the internal credit assessment criteria of lenders.

We do not recommend specific home loans or assist with application completion. However, if you wish to check eligibility or apply for a loan, we can refer you to independent companies and mortgage brokers, helping you gather relevant information with your explicit consent.

The mortgage brokers we refer you to either hold their own credit license or are credit representatives of Australian Finance Group Ltd, which holds an Australian Credit License.